I sat down tonight and prepped our budget for February. I am happy to have it done! I am also happy that it looks really good!
This past month we were on a very tight budget. No extra money aside from necessities. February we will back to our regular budget. With the regular budget my goal is to put $200 into regular savings and $75 into Christmas savings. I also have a few photo shoots in February, so I should be able to put at least an additional $150 into savings (beyond the other $200). That would be awesome! I will also be able to make an additional payment to our lowest student loan. I feel like we are on the right track!
I was also able to up my grocery budget to between $115 and $120 each week. I have tried my hardest to keep it under $100 each week, but I haven’t been able to make it. The extra $15-$20 should help tremendously!
I feel good about having a successful month done and look forward to another successful month. I also feel good going into the next month with a decent amount in our savings. We were able to get through Bandit’s surgery without going into more debt and still meet our goal of putting $450 into savings. I am pretty happy about that! I hope that February won’t bring any big and unexpected expenses, but we are ready if it happens!
I plan to come back on Friday to go a little more in depth about our finances for February.