It’s my birthday! I need to update my “About Miss Jessie” as I am no longer a 20-something! I have started a new decade today, and I sure hope it is a good decade. My 20s brought about a lot of wonderful things: a husband, two dogs, a daughter, a house, a job, a graduation from college. But they also brought many sad times: two miscarriages, the deaths of my grandfather, sorority sister, great aunt, husband’s grandfather. My 20s allowed me to grow so much and learn so much about myself. I hope that my 30s allow me to become comfortable in my skin and bring about a self-confidence that I was lacking through the past decade.
For my birthday, we enjoyed some free fun at a nearby farmstead. Here is my darling girl feeding some goats there:
It was her favorite part! After our fun there, my parents took us out for lunch. We ate at a steakhouse, but had to cut our lunch short as there was a very exhausted, worn out toddler who was in desperate need of a nap.
We came home and the whole family took a nap. (In fact I think the other two members of the family are still snoozing.) I can’t imagine a more perfect way to spend my birthday!
Now on to the good, bad, and ugly of the budget from this past weekend.
I finally sat down and got the budget under control. I had somewhat ignored it and put it off during the end of April and May. I now have it down on paper and feel better that I have a plan for our money and have an idea of where it is going.
We still have an ok amount in our savings. We had to use some of our savings for paying a medical bill from our miscarriage. I haven’t updated the sidebars to show that yet. It didn’t drain all of our savings, but I am worried that once we get the bill from my appendectomy, it will drain it. Luckily though, it looks like we will be able to put quite a bit into savings in July. That should fill it back up to a more comfortable level.
Getting back to using a cash budget is really hard. In fact, I did not stick to it this weekend already. I went to Target with the intention of picking up a few things for Hubs (some snacks and some new boxers). I ended up getting a few more things for the yard (weed and feed, Round-up, and a new hose). These items were not technically NEEDS at this point in time, but they are needs in the long run. I ended up spending about $90 that I had not planned for. I will readjust the budget to take these purchases into account. This means I will not take any cash out for clothing or the house this month.
I also spent some money for the dogs. I bought a cooling pad for them, since it has been so blasted hot lately. Our house is south facing, so it slowly heats up all day. By the time the sun goes down, it is at 78 (which is what I keep our thermostat set at). If I didn’t have the a/c on, then it would easily be over 90 in our house. We are planning to put up some curtains, but are waiting for them to be sewn (by my mom). Since I spent $50, I will not get out as much money this month for the pups.
There isn’t too much that is just plain ugly at this point. Grocery prices are ugly, that’s for sure. I went over budget this weekend, but not by much. The prices of about everything have gone up, and I am really trying to not adjust our grocery budget. I am also trying to be more aware of our waste. I don’t want our money to be thrown away because we didn’t get certain things eaten in time.
Now on to our grocery shopping trip from yesterday:
I have started going to the farmer’s market every Saturday morning to get some local fresh fruits and veggies. I usually take whatever leftover cash I have from the previous week’s grocery trip. This past weekend I spent $7 and got 2 heads of lettuce, 2 tomatoes, and 4 green onions. More expensive than the grocery store, but I love taking C to the farmer’s market and supporting the local farms.
Total Spent: $134.78
Total Saved: $27.99
Number of items I bought that were not on my list: 7
3 lb bag of frozen chicken breasts
This price has gone up from $9.99 to $10.99 recently.
On sale: $9.49
Total spent: $8.04
Total saved: $2.95
Dole Fruit Cups (x2)
Regular price: $2.50 ($5.00)
On sale: $2.00 ($4.00)
Total spent: $3.40
Total saved: ($1.60)
Chuck Steaks (x2)
Regular price: $7.89 and $4.87
On sale: Buy one, get one free
Total spent: $5.89
Total saved: $7.87
Checkout 51 Rebate: $0.50
Total Spent after rebate: $0.26
Regular price: $3.54 ($7.08)
On sale: $2.99 ($5.98)
Ibotta rebate: $0.50
Total saved: $1.60
Total spent after rebate: $5.48
Cream of Chicken Soup (x3)
Regular Price: 3/$5.00
Checkout 51 Rebate: $0.25
Print out $1.00 Catalina for next grocery trip
Total Saved: $1.25
Two new apps I have started using are Checkout 51 and iBotta. They are apps that you can upload your grocery receipt to in order to earn back rebates. You can then cash out once you reach a specific amount of money. I have only been using them for about 3 weeks. I have earned $4.75 on Checkout 51 and can cash out once I reach $20.00. And I have earned $5.25 on ibotta and can cash out when I reach $5.00. With ibotta I can get gift cards or have it put in my pay pal account. With Checkout 51 I can have it put in my pay pal account. I will probably just do that with both apps. There are more money saving apps out there that I plan on checking out this summer.
How are your finances after the weekend?